List of Banks in North America and Europe and Their Services in Loans, Credit Cards, and Financing
The banking system in North America and Europe is diverse and innovative, offering a wide range of financial services. Among the most popular are loans, credit cards, and financing. Below is a list of the main banks in these regions and a summary of the mentioned services they provide.

Commercial and Retail Banks

Bank of America (USA):

• Loans: Offers personal loans, student loans, and business lines of credit.
• Credit Cards: A wide range of credit cards, including cashback, travel rewards, and premium programs.
• Financing: Provides mortgage financing, auto financing, and business financing.

Chase (USA):

• Loans: Personal loans, mortgages, and business credit lines.
• Credit Cards: Known for travel cards, cashback, and exclusive rewards programs.
• Financing: Offers real estate, vehicle, and business financing solutions.

HSBC (Europe and North America):

• Loans: Offers personal credit, business loans, and international financing solutions.
• Credit Cards: Various credit cards tailored for different customer profiles, including global rewards.
• Financing: Focus on mortgage loans and corporate financing.

Barclays (UK):

• Loans: Provides personal loans and corporate financial solutions.
• Credit Cards: Credit cards with cashback and rewards programs.
• Financing: Specialized in real estate and auto financing.

Santander (Europe and North America):

• Loans: Offers personal loans, payroll loans, and business credit solutions.
• Credit Cards: Credit cards with cashback benefits and loyalty programs.
• Financing: Focuses on mortgages, auto loans, and business project financing.

Digital Banks

Revolut (Europe):

• Loans: Simple personal credit lines, easily accessible via the app.
• Credit Cards: Credit cards with no annual fees, ideal for international transactions and cashback.
• Financing: Does not offer traditional financing, but provides alternative financial products.

N26 (Europe):

• Loans: Access to personal loans directly through the app.
• Credit Cards: Credit cards with benefits for travelers and no foreign exchange fees.
• Financing: Limited financing options available.

Chime (USA):

• Loans: Small-scale personal loans, primarily focusing on early wage access.
• Credit Cards: Credit cards with no maintenance fees.
• Financing: Does not provide traditional financing services.

Development and Public Banks

European Investment Bank (EIB):

• Loans: Specializes in large-scale infrastructure loans and sustainability projects across Europe.
• Credit Cards: Does not offer credit cards to the general public.
• Financing: Provides extensive financing for innovation, clean energy, and sustainable development.

Export-Import Bank of the United States (EXIM):

• Loans: Focuses on credit solutions for American businesses engaged in international trade.
• Credit Cards: Does not offer credit card services.
• Financing: Supports export financing and global projects.

KfW (Germany):

• Loans: Provides housing loans, renewable energy credit, and small business loans.
• Credit Cards: Does not offer credit cards to the public.
• Financing: Specializes in economic development financing and sustainability projects.

Conclusion

The banks in North America and Europe offer a wide range of financial services to meet diverse customer needs. From traditional banks to digital banks, the financial sector in these regions continues to evolve, bringing innovations and greater accessibility to consumers and businesses alike.